Let’s face it, sometimes we come up a little short at the end of the month. Unexpected bills, emergency repairs. You name it, they happen. Other times, you just need a break. Or, maybe it’s time to take the family on vacation and you really want to do something special.

A regular bank may say “no,”  but Montana Capital Car Title Loans is different. That’s because we don’t base our loans only on your credit report. The size of your title loan is determined by the amount of cash you need, your vehicle’s value, and your ability to repay. No background checks, $2600 minimum, and you get to keep the car. What more could you ask for?


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Available for all credit types
Keep driving your car
No hidden fees

How It Works

Get Pre-Qualifed

The first step to obtaining a loan is checking if you are pre-qualified. Speak with our loan specialists by filling out the secure online application and we’ll contact you the same business day.

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Visit The Office

In our office, you’ll meet one of our friendly agents who will verify your documentation and go over the loan details, as well as answer any questions you may have. Depending upon the value of your automobile, and your ability to repay the loan, these cash loans can range from $2,600 to $20,000. If everything looks good, you’ll need to sign a few documents. Then, collect your check within the same day* AND drive away in your car!

*In some cases you will be receiving your money in the following day.

Should you be qualified for our Online/Phone Loan Process, you will be asked to drop off your title in the nearest DMV office or in one of the Registration Service Centers we work with.


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Pay Loan

Pay the loan in full – it’s OK to pay it off early since there are no early repayment charges. The payoff process is very simple and easy. Call to verify your payoff amount and deposit your final payment in one of Bank of America’s branches we are banking with**. Finally, remove your anti-theft device in one of the GPS Centers we are working with. This process helps you get one step ahead of your bills and enjoy the comfort of keeping your car!

**If you are not depositing Cash please allow 4-5 business days for your funds to be cleared.


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Get your money today